Affordable financial services for Uganda's pharmacists.
Member-owned savings, credit, land, insurance, and welfare for pharmacists, intern pharmacists, and PSU staff. Founded 2018, registered 2021. License 11404/RCS.
Who can join
Three eligible membership groups
Membership is open to registered pharmacists, intern pharmacists, and PSU staff.
Why us
A profession-based SACCO
The argument no workplace SACCO can copy: your membership travels with your career.
Membership follows your profession, not your employer
Resign, change jobs, or move cities and your membership and savings history stay with you. Workplace SACCOs typically end when the job ends.
Built for pharmacy income patterns
Products reflect locum work, stocking cycles, and the costs of opening or running premises, not generic payroll lending.
One member, one vote
You co-own the SACCO and shape its direction at every AGM. Your stake grows with share capital and savings, not with seniority at one employer.
Closed to three cadres only
Intern pharmacists, registered pharmacists, and PSU staff. A profession-based pool, not a general pharmacy workforce SACCO.
What we offer
Four ways members grow with us
Savings, loans, SACCO land, and insurance for eligible members.
01 · Savings
Savings
Regular, fixed, group, and Toto savings accounts: deposit when you can and build borrowing power over time.
Learn more02 · Loans
Loans
Regular, quick, salary, and land loans at 15% p.a. on reducing balance, up to twice your shares plus savings.
Learn more03 · SACCO land
SACCO land
Affordable residential plots at Nakasajja Estate. Finance your purchase with a SACCO land loan, no guarantors required.
Learn more04 · Insurance & welfare
Insurance & welfare
Medical insurance packages, bereavement support, and free monthly financial literacy training for members.
Learn more
The numbers
Total cost to join
UGX 200,000
Membership fee plus minimum share capital.
Minimum shareholding
UGX 150,000
15 shares at UGX 10,000 each.
Active members
400
As of August 2026.
Trust & registration
The Pharmacists Savings and Credit Cooperative Society Limited is licensed by the Uganda Microfinance Regulatory Authority. License no. 11404/RCS.
Established 2018 · In close relationship with the Pharmaceutical Society of Uganda (PSU).
News & events
Latest from the co-operative
AGM notices, dividend updates, and stories from across the membership.
Event
Official website launch & financial literacy training, 30 August 2026
Join us for the official launch of the Pharmacists SACCO website and a financial literacy training session for members.
Announcement
Notice: Pharmacists SACCO AGM, January to March 2027
The next Annual General Meeting will be held between January and March 2027. Date and venue to be confirmed.
Event
Business development outreach at the PSU Induction of Interns, 01 August, 2026
Meet the Pharmacists SACCO team at the Pharmaceutical Society of Uganda PSU intern induction, 01 August, 2026
From our X account
Latest updates
Join the SACCO
Start membership in four steps
Minimum to join: UGX 200,000 (membership fee plus share capital). Admission within two working days.
- 1
Complete the membership application form
Fill in the membership application or admission form online or download it from the Downloads page.
- 2
Pay membership and share capital fees
Deposit the total payment for membership and share capital to the SACCO Stanbic Bank account (9030015505175, Ntinda branch) via agent deposit, direct banking, or mobile money (*185# or *165#). Include your name on the receipt.
- 3
Submit your documents by email
Send proof of payment, your identification (national ID, PSU ID, driver's license, or passport), and the completed membership form to apply@pharmacistssacco.com. You may also share payment proof with the administrator on WhatsApp.
- 4
Receive admission within two days
Upon approval, you receive an email with your membership details, Fincop savings account login details, and an invitation to the Pharmacists SACCO WhatsApp group for ongoing communications.
